Privacy Policy | Terms of Service

Coach Lambert Credit Repair is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, request services, or communicate with us.

Privacy Policy

1. Information We Collect

We may collect the following types of information:

Personal Information: Name, address, phone number, email, date of birth.

Financial Information: Credit reports, credit scores, Social Security Number (only when required to process disputes), payment information.

Usage Data: IP address, browser type, pages visited, device information.

Documents: Identity verification and financial documents provided voluntarily.

2. How We Use Your Information

We may use collected information to:

Provide and manage credit repair services

Respond to inquiries and customer support requests

Process payments and communicate billing details

Improve website performance and user experience

Send updates, educational content, and service notifications

Comply with legal and regulatory requirements

3. Sharing of Information

We do not sell your personal information. We may share information only with:

Credit bureaus and creditors during dispute processing

Service providers assisting in business operations

Legal authorities, if required by law

4. Data Security

We use industry-standard security measures such as encryption, secure servers, authentication, and restricted-access protocols to protect your information.

5. Cookies & Tracking

We may use cookies to enhance site performance and understand user interaction. You can disable cookies in browser settings.

6. Your Rights

You have the right to:

Request access to your personal information

Request correction or deletion of inaccurate data

Opt out of marketing communications

Withdraw consent at any time

7. Minors

Our services are intended for adults 18+ only.

8. Changes to This Policy

We may update this Privacy Policy. Any changes will be posted with the updated date.

9. Contact Us

For questions or requests regarding this policy:
📞 Talk to a Credit Coach Today

No pressure. No judgment. Just real solutions that work.

📱 Call or Text: (239) 977-9768
📧 Email: [email protected]

Or fill out the form — we’ll reach out within 24 hours to get you started with your FREE Credit Consultation.

Terms of Service

Last Updated: November 2025

These Terms of Service (“Terms”) govern access and use of services provided by Coach Lambert Credit Repair. By signing up or using our website, you agree to be legally bound by these Terms.

1. Service Description

Coach Lambert Credit Repair provides:

Credit report analysis

Dispute assistance with credit bureaus and creditors

Credit education and financial coaching

Improvement strategies for building strong credit

We do not guarantee any specific credit score results or financial outcomes. Results vary based on individual credit history and cooperation.

2. Client Responsibilities

Clients agree to:

Provide accurate and complete information

Submit required documents promptly

Make required payments on time

Avoid new negative credit activities

Failure to comply may affect results or service continuation.

3. Payment & Billing

Service fees will be clearly disclosed prior to enrollment.

All payments are due based on the agreed billing schedule.

No refunds after services have been completed or credit work has begun.

4. Cancellation & Refund Policy

Clients may cancel services at any time in writing or by phone.

Refund eligibility depends on contract and service progress.

Any cancelled automatic billing will be stopped immediately.

5. Results Disclaimer

We do not guarantee deletions of any specific items. Credit scores and results depend on credit bureaus, financial institutions, and personal financial behavior outside our control.

6. No Legal or Tax Advice

We are not attorneys, CPAs, or financial advisors. Our services are education-based.

7. Limitation of Liability

Coach Lambert Credit Repair is not responsible for:

Losses caused by third parties (credit bureaus, creditors, banks, etc.)

Financial decisions made by clients

Delays or interruptions in service due to technical issues

8. Governing Law

These Terms are governed by the laws of the State of Florida.

9. Agreement

By signing or using our website and services, you confirm that you:
✔ Have read and understand these terms
✔ Agree to comply
✔ Are legally able to participate